007JL Payment Methods — Every Rail, Its Limits & Its Rules

This section covers 2 payment methods entries. These pages cover Philippine payment rails by explaining who runs each, what it is licensed as, and what it publishes on limits, fees and settlement. Payment figures get copied between affiliate sites more carelessly than almost anything else online, so every figure here is sourced from the provider’s own domain or a Bangko Sentral ng Pilipinas document.

Everything in this section

Of the 2 pages, each covers a single entry and none summarises several. The entry’s own page explains who would have had to publish the information whenever a field above reads “not published”.

Each entry in a paragraph

Each gets just enough to show which page is worth opening.

Maya, in detail

Operator: Maya Philippines, Inc., which used to be PayMaya Philippines and started life as Smart Money.

Published limit: Basic begins at PHP 50,000, Upgraded allows PHP 100,000 per month, and the higher tiers give PHP 500,000 to Super Users and PHP 5,000,000 to Ultimate Users.

On gambling: A direct read of Maya’s e-wallet terms and conditions turns up no gambling clause, just broad bans on illegal activity and on anti-money-laundering breaches.

GCash, in detail

Operator: G-Xchange, Inc., a company of Mynt, set up as a joint venture of Globe Fintech Innovations and Ayala Corporation.

Published limit: At Fully Verified the figure is PHP 100,000, as measured at any given time.

On gambling: Nothing in GCash’s own terms and conditions amounts to a blanket ban on gambling merchants; the closest thing is a general clause that bars pyramid and Ponzi schemes.

Payment methods details: look in the game itself

A payment figure ages faster than any other kind of figure on a site like this. Checking any of them again takes a couple of minutes:

1. The provider’s own help centre is the page to open, not a comparison page. Within the last two years, all three of GCash, Maya and Grab have revised the limits and terms that each publishes on its own domain.
2. A quoted limit always sits on some tier, so check which one. Wallet figures in circulation are nearly all the top-tier number, quoted as if a new account qualified, when new accounts sit on the bottom tier.
3. The BSP FAQ PDFs, not a bank, are the place to go on InstaPay and PESONet. A bank’s own page describes only its own charges, since the per-transaction cap and who pays the fee are set at the scheme level.
4. When gambling and payments are the question, the provider’s acceptable use policy is what to read, in full. No other provider here states its position as clearly as GrabPay, whose prohibition is in its terms of service and not in a help article.
5. Every figure across these pages should be read as a September 2026 figure. That is exactly why every page names its source.

The thing most often got wrong here

Comparing one wallet’s limit with another’s is not a matter of lining up a single number. GCash caps how much balance an account can hold at once, in its published limit; Maya’s published limit is a monthly total. A bucket is being compared to a tap whenever a side-by-side table sets PHP 100,000 beside PHP 100,000 as if they meant the same, because the two measure different things.

Which one is quoted is spelled out page by page. No amount of table formatting reconciles the two, because one is a limit reached by holding money and the other a limit reached by moving it.

Using these payment methods at 007JL

1. Log in to 007JL, then go to the cashier.
2. Read the limits the cashier shows, after choosing a method it lists for your account.
3. Make sure the name on your 007JL account matches the name on your bank or wallet.
4. Hold on to the reference number until the balance updates, and check the amount.